Did you know that paying your EMIs can be rewarding? That’s right! The introduction of digital apps offering exciting rewards on EMI provides an opportunity for users to save and enjoy perks while making their payments. From cashback offers to loyalty points to exclusive discounts, these rewards are transforming the way people used to manage their finances. 

    This article explores seven key aspects that will change the way we perceive rewards and some tips to maximise them.

    7 Things Changing the Way You Approach Rewards

    To start with, let’s explore some of the things that will change the way you perceive the rewards:

    • Exclusive Offers for Premium Users: Premium customers or regular users often enjoy additional discounts and perks when using the platforms to pay their bills and receive EMI rewards. This includes higher rates of cashback, quick points accumulation and exclusive access to deals.
    • Gamification of Rewards: Many brands and institutions add a fun twist and use gamification, challenging users to complete certain milestones to achieve the rewards. The challenge users complete the loyalty points and earn exclusive deals. This approach keeps them engaged and increases customer loyalty and satisfaction.
    • Better Credit Management: Using an EMI option where rewards are included helps users pay their debts and earn rewards on EMI. This not only saves their credit score but also develops a responsible, disciplined habit. Even some apps and institutions offer EMI plans to regular customers, which makes the process efficient and rewarding.
    • Partnership Benefits: Several institutions and digital platforms partner with brands, offering exclusive and exciting rewards to customers while paying their EMIs. These collaborations enhance users’ shopping experience and save them money.
    • Enhancing Purchasing Power: Exclusive perks, discounts, and rewards make EMIs more budget-friendly and allow users to stretch their budgets and make big purchases. Now, you don’t have to save for months to purchase essential items like home appliances and gadgets through reward points, and you can save money.
    • Flexible Redemption: Easy and flexible redemption options allow customers to earn EMI rewards seamlessly for travel, dining, and shopping. This helps in the direct conversion of points and ensures you get more value while paying.
    • Personalisation: Many apps offer rewards that are personalised by assessing your spending habits and needs. They understand your personal preferences and tailor rewards accordingly. These can include exciting discounts, loyalty points and exclusive cashback offers.

    Tips to Maximise the Rewards

    To not miss out on your EMI reward programs and make the most of them, here are some tips to follow:

    • Opt for the EMI plan, which includes maximum rewards based on your purchases and preferences.
    • Compare rewards offered by different lenders and choose the platform that is trusted and provides the best deals.
    • As you regularly track your rewards and loyalty points, you won’t be missing out on the exciting perks offered by the platform.
    • Make sure you know all the rewards’ expiration dates.
    • Do proper planning of your purchases to use the sale and promotional offers the most.

    Final Thoughts

    It is concluded that digital evolution has transformed the way we used to plan our payments and offered them opportunities to save money even when we pay our bills. With reliable apps like Bajaj Finserv, you can get numerous benefits by being a prime member, including loyalty points for utility bills and credit card transactions and exciting vouchers and rewards on EMIs. Bajaj Finserv is a platform you can trust as it is not only user-friendly but also equipped with advanced security features to protect your sensitive information.

    So, it’s time to take advantage of these deals and exclusive programs and make the most of the rewards offered to you.